No one knows when rates will go up, but it won't be this year and probably not next year.
certificate of deposits (CD's) will only rise in rates when the federal reserve prime rate goes up... and there is nothing in site that shows it will happen anytime in the future. The federal reserve right not is geared to keep rates down as to keep mortgages and loan rates down... it is not geared to inspire people to save money, only spend money at discount rates.
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Other people asked questions on various topics, and are still waiting for answer. Would be great if you can take a sec and answer them