why is it important to understand your long-term goals before you begin investing?

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Answered: Purpose of Long Term Care?

The purpose of long-term care planning is to make sure you are able to afford and have access to quality healthcare services if ever you needed them. It's not a good option to rely on government healthcare programs like Medicare and Medicaid when it comes to long-term care and family members are ...

Answered: Why isn't hospitalization counted in elimination period for long-term

It IS counted. in fact it is one of the primary criteria to determine the need for long term care. Look thorough your benefits materials with your health insurance. if your health insurance doesn't cover long term care then SSA will, to a point. Obamacare would not have covered long-term care at ...

Answered: Listing of Long Term Care Facilities?

Try the long term care directory for retirement homes across North America which you can find at RetirementHomes .com. The site also provides comprehensive and user friendly long term care planning guide to seniors.

Answered: What are the considerations in buying a long term care policy?

A typical LTC premium is going to be $1,000 to $3,000 per year. Paying a controlled amount annually is better than risking an unpredictable and potentially devasting cost in the future. Long term care insurance costs are quite expensive so better prepare for them. You can get a free long term care ...

Answered: Tax perks of long term care insurance?

You are eligible to receive tax advantages when you purchase a long term care insurance policy. Benefits received under a qualified long term care planning policy are federal-income-tax-free because they are considered reimbursements for medical expenses.
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Which states have approved Long Term Care Partnership Insurance?

I don't have the full list, but I think most states already have approved private long term care planning "partnership" policies that allow policyholders to protect substantial private assets from Medicaid should they exhaust their private insurance benefits and need to use Medicaid.

Terms paper?

Hey there, how you doing? well there are services that offer affordable and cheap term papers on multiple topics. One of my friends took help from http://www.writengine.com/term-papers/affordable-termpaper for one of her term paper in her college days and was pretty much satisfied with the results ...

Long term care insurance - why do premiums change?

While there is no "normal", you are correct that most carriers have and will probably continue to raise rates on existing policies. In addition, many of the major carriers are no longer writing this type of coverage due to higher claims than originally anticipated. However, if you choose to pay ...

Long Term and Safe investments

I quite agree to PGroot, for long term investment you could opt stocks and even bonds as they have greater returns as well… but they have risks... so only opt for it if you are well versed with the current financial markets.