Is travel insurance important while when you know you are not a frequent traveler abroad? Does it cover medical emergencies

Even if you are not a regular traveler I feel you should still take up travel insurance, as you never know when mishaps can occur. Usually the plan covers medical emergencies and even to the fact medical assistance i.e. to guide a person to the nearest hospital, calling for an ambulance etc but every company has different benefits; so you will need to check with the providers. I hope this helps.

i think that it is good to have travel insurance even if you don't travel so much. If you have to travel suddenly your insurance will give you some benefits as medical care - if anything happens to you during your trip it will be covered from your insurance. You can also use medical transport which means that you'll be transporter to a qualified hospital for treatment. And you can also get repatriation which means that the insurance policy will cover the expends for your returning home. I'm currently living in Denmark and I can suggest you to take a look at this company http://www.gfforsikring.dk/ . So far I'm really pleased with their services. 

If you are travelling frequently then it is most important to have travel insurance to make your travel and life more secure. Travel insurance covers everything from medical insurance to luggage theft during your holidays. If you really want to secure you and your family then I would like to suggest you to visit http://www.quintessentiallycovered.com/travel-insurance which is offering best luxury travel insurance services.