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How can one stop monthly automatic withdrawal on a credit card (discover Card) ?

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Can i apply for credit card online?..

yes you can apply online credit card i suggest one website it is providing all banks like - ICICI, CITI Bank, HDFC, AXIS, American Express, Indusind Bank and more banks they used to provide check here - http://www.bankbazaar.com/credit-card.html Hope that helps you.

I received my card, is it a credit card or a loan ...

No doubt, it's a credit card you will charge some amount as the interest. Every firm has their own interest rates so without knowing the name of firm it is difficult to tell about the interest rate. So you need to specify the name of the firms or you can call their customer services they will ...

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Credit cards

Other than MBNA, there are many credit card suppliers available, and you can actually choose from different types and brands. Try to search online and ask for “list of credit cards”. The list includes the name of supplier and the brand of credit cards .