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Posted by felix pflaster 9 months ago In:

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felix pflaster Asked:

Sep ira rules

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Rolling SEP and SIMPLE IRAs into traditional IRA accounts

Yes you can move your SEP and SIMPLE to a traditional IRA. A SEP is in essence a traditional that accepts larger deposits so this would be a transfer. For a SIMPLE wait until 2 years after your first contribution to the account or you risk paying a 25% penalty for closing the SIMPLE too early.

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Please explain what is this solo 401k ?

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