Can I open an IRA if me and my husband are unemployeed(due to certain reasons)? If I can not, what is the best way to saving for retirement?

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Rollover IRA for beneficiary A spouse is treated the same as the original IRA/401k beneficiary. In your Mom's case she can do everything your Dad was able to do. I'm sure the company would like her out and she should move it to an IRA. 401k are generally very expensive. If she is 59 1/2 she can withdraw as she desires ...
Saving for retirement with a IRA i think you would learn SO much by going to http://www.daveramsey.com - this guy is wise beyond description.
When will i get my full benefits. i retired early at age 62. i'am When you retire early thats all you get from now on, it dosen't go up when you get older unless you retire at a later age. If you went out at 68 you would have more.
I am having trouble accessing some e-mails. I have ... What prevents you from opening them? Are you getting any error messages?

A spouse is treated the same as the original IRA/401k beneficiary. In your Mom's case she can do everything your Dad was able to do. I'm sure the company would like her out and she should move it to an IRA. 401k are generally very expensive. If she is 59 1/2 she can withdraw as she desires ...

Saving for retirement with a IRA

i think you would learn SO much by going to http://www.daveramsey.com - this guy is wise beyond description.

When will i get my full benefits. i retired early at age 62. i'am

When you retire early thats all you get from now on, it dosen't go up when you get older unless you retire at a later age. If you went out at 68 you would have more.