When you retire early thats all you get from now on, it dosen't go up when you get older unless you retire at a later age. If you went out at 68 you would have more.
Try and work until you are 68 as a propmaker in the motion picture industry. It is imposable to do in this day. All construction forman want are the 20 year olds. If you can show me any propmakers that are working into their 60's I will eat my words. After being in the biz for close to 30 years I had to reprove myself once again to these snot nose kids who know nothing.