There are many, many questions you have to ask yourself before have a child. Loving your man isn't enough. Make sure he is the ONE for you, have a stable marriage with him, and make sure you can take care of a child independantly. A child is a life-long committment. It's not like a toy that you can discard when you get tired of it. If you are not fully prepared or in the right situation when you have a child, you have the potential of harming another person's entire life. The very fact your mother says you can't have a child yet speaks volumes. She obviously knows that you are not ready and she probably knows you better than anyone, believe it or not. Listen to her, and please be sure you don't mess up your life or your children's. Good luck!