Is it still possible to get a sub prime mortgage I ...

It is but you will need to have a reasonable amount of equity in your property to do this.

There are no sub-prime loans available today. They were discontinued when the mortgage market imploded. There is however an alternative. It's the closest thing to a sub-prime loan there is today. It' called seller financing or owner financing. As a private note buyer, I see mortgage notes created through owner financing every day. Most sellers don't check credit or income. You will however need at least a 10% down payment although I've seen home purchases with zero down. Check out the article I wrote at the very bottom of my note buyer website. It tells all about taking advantage of seller financing. Good luck. Tell your friends about these programs. More people need to know of these programs.

c'mon, they are kind of still here and always will be.  It is now just called a bad credit mortgage or hard money loans and there are not as many lenders.  No, there are not any bad credit loans with zero down or 10% down, you will need 30 to 50% down along with credit scores over 620.

You need to have a good amount of equity for as long as you can pay for it.

I just received an e=mail that this co can send me material and help with the answers the mortgage co. would want to see and hear that woul reduce my principle and interest rate for a good price, does this sound resonable.