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Long term care facilities for 90 year old woman in Chicagoland

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These are some of the facilities that provide excellent long term care services in Chicago: Living Senior The Imperial Pavilion Comfort Keeper Chicago Monroe Pavillion Nursing and Rehabilitation Center Senior Lifestyle Corp For more information regarding long term care and other facilities, you can refer to these resources: http://longtermcare.gov/ and http://www.ltcoptions.com/ . I hope you find the right facility for your mother.

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Why isn't hospitalization counted in elimination period for long-term

It IS counted. in fact it is one of the primary criteria to determine the need for long term care. Look thorough your benefits materials with your health insurance. if your health insurance doesn't cover long term care then SSA will, to a point. Obamacare would not have covered long-term care at ...

Tax perks of long term care insurance?

You are eligible to receive tax advantages when you purchase a long term care insurance policy. Benefits received under a qualified long term care planning policy are federal-income-tax-free because they are considered reimbursements for medical expenses.

Drawback of long- term care insurance, is there any?

The major risk is that you may be paying for years, and then the company may not pay your claim at a time that you are too sick to fight.

What are the odds of needing long term care insurance?

The odds of needing long term care get bigger as the person grows older. This is the reason why long term care planning is important before you reach your retirement age. Waiting any longer can be very financially devastating.