How best to obtain a loan midification? Hire somone who usually wants their money up front, guaranteeing a refund if the loan modification is not approved, OR, try going on my own? What should my plan of action be?
I would recommend doing it yourself to save the money.
I was going to do my own Loan modification, until I started doing research on modifications, and boy did I learn alot, Some people might know how to negotiate with their lender but I dont, so while doing my research I ran into this lady name Callie Thompson and she was honest with me and didnt treat me like a looser because I was 7 months behind on my mortgage, but she helped me.
Do it by yourself. It would be much better if you do it on your own it would save you money and also you would know and you can also learn from it. Please be reminded to read the hardship letter that the lender would give you and talk to the lender for your concerns. You may go to obama loan modification for more infromation. Good Luck!
I would say the best advice I can give you is to try and get the information about loan modification before you do anything else. I found this site that will help you a lot. It will give you the information you need as well as tell you if you qualify for obama loan modification program.
Other people asked questions on various topics, and are still waiting for answer. Would be great if you can take a sec and answer them