If a semi truck is involved in a wreck with a car and the car pulls out in front of the semi.There is a wittness that seen the car pull out in front of me. I have no tickets or accidents have been driving for thirty two years perfect driving record. Does my insurance company Have the right to cancell my insurance policy saying there has been a substatual change in risk-driver no longer meets underwriting criteria filings to be candelled. also this just happened a week ago and has not went to trial and is not even close to trial. Thanks Cliff. also no major injury.