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I'm looking for info on a company called Debt Source Solutions in NY,NY.

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If a credit card company took a final judgement ...

no, but they can seek to collect on the original judgement which is assigned to them if the original judgement is a valid and enforceable judgment and if they got a proper assignment to the rights to collect on it and provided the statute of limitations has not expired on enforcing the judgement.

Beacon Debt Solutions

I've never worked with them, but I did do some research on them. They have an F rating with the better business bureau, and if you look at the California State bar records, you can see their attorney, Richard Allen Lenard has a disiplinary record, and has been suspended before and you can read all ...

I hate the idea of debt and generally try to pay ...

Well, cash is king in my book too. I pay my bills in cash when possible or with a post office money order. I pay phone, electric, cable, and yes, even credit card bills in cash. But, no, you can't do everything with cash. There are times you need a credit/debit card-buying online, making a travel ...