how do you set up a770 bank account iam retired?

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You can change your AOL account to a free plan if you have broadband service (like cable or DSL). You keep your AOL mail account. Use keyword CANCEL or PAY PLAN. You can cancel your AOL account from CANCEL but it's hard to find. If I remember right you can also go to cancel.aol.com .

I’m about open a bank account in UAE. Which are the most important

In UAE opening a bank account is easy, but when you opt for a bank, make sure it provides some necessary services such as internet banking, mobile banking, interest rates, loan service and more. http://www.adcb.com/waystobank/about-inet-banking/adcbactive-internet-banking.asp

I want to open an account with the bank that offers effective banking

It’s the Emirates NBD Bank, a leading banking franchise in UAE. It has around 149 branches, more than 720 ATMs and CDMs. It offers a range of banking service with easy accessibility and great customer support. I recommend watching this Emirates NBD video which gives you more details.

I want to efile but i don't have a bank account

Any reason why? Usually, the only people without bank accounts are derelicts, criminals and schitzos.