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Life insurance with cirrhosis of the liver at age 62, is it possible to get and how would I go about it?

life insurance with cirrhosis of the liver at age 62, is it possible to get and how would I go about it? 

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The only type of coverage available would be so-called "guaranteed issue" policies which must be written by a local agent that will come to see you.  I suggest you contact an independent agent that has access to several carriers and can help you in making a decision.

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You may be able to qualify for guaranteed life insurance. However, in order for your beneficiary to receive the full payment if you die, you would need to survive for 2-3 years, depending on the life insurance plan. Otherwise, it would probably pay out the premiums paid into the plan, providing a graded benefit. You would probably not be able to qualify for regular life insurance with your health condition. Here's how you can learn more about guaranteed acceptance life insurance. There are some insurance brokers that specialize in placing life insurance for high risk applicants.

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