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Ever have a bad experience dealing with health insurance coverage?

Health CareJason Reed, Reuters

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Despite having coverage with the same health company for over 20 years, when I was divorced and had to get individual coverage instead of family coverage-the ins co put in a "pre-existing" rider for my thyroid problem-which BTW is an inexpensive problem compared to most.

If my endocrinologist orders a lab they don't pay, if my ob-gyn orders the same test they do pay-GO FIGURE!

Having a special needs child, I argue with them constantly. Every year we pay more, and get less coverage. I guess those CEO's have to keep up their 4 million dollar salaries and 3 million dollar bonuses somehow!!! It comes out of us.

I have Medicare...need I say more.  Premiums keep increasing and coverage keeps going away.  I think alot of folks don't realize that we seniors pay upwards of $92-95 dollars per month for medicare and that doesn't include any RX or supplemental coverage.  Amazing

yes, for the last 3yr's it's been hell,may 2005 was in emergency rm 2 days, in june again, then july is where evertthing was crazy, I was in the hospital for 2mo's vomiting & violate pain, it would not stop & everytest done they said was negative, you name it I had it, so in aug, they decide to open my stomach to look inside,well when I woke up, the pain was the same,but they removed my gall bladder,which was good there was nothing wrong with my gall bladder,so for 2yr's now I have not left my home except for medical appt's,it turns out I have sever crohnsdiseaes, with stomach cancer, my intestines will need removing many times, my liver& kidneys are failing,my good cholestrolis 20 should be 90 so I'm in heart failure, anyways you get my point, because they destroyed me no one else will cover me

Blue Cross Blue Shield here in Brevard Florida is terrible.  Every year the coverage gets so much less and less.  Supposedly we have $15 office visits but they write off much of the doctor's bill and refuse to pay so the doctor will bill the rest to us, despite their accepting BCBS's policies and the fact that we have a contract stating a $15 copay.  BCBS flat out refuses to pay stuff no matter what their policy says.  They must have fine print in the fine print that we can't even see to know about.  Pathetic!

NO!  USofA  has the best health care system in the world and I hope we don't let the liberals and obaba screw it up.

I think it is time for change in America.  I feel we've been cheated and betrayed by Health System for decades! 

Yes. As a self employed person, I took out a policy with a company called Mega Life and Health. I was paying $460.00 a month for single coverage, by the way this was in the late 1990's. There were so many hidden exclusions and ways for them to wriggle out of paying for any legitiment claim it was criminal. If they are still in business, and I think they are, they should be closed up for fraud.

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