My husband was the household carrier for 7 yrs, until Nov. 2008, he lost his job and became ill and now is unable to work. Now I have to provide for the family, since Nov. of 08, we lost our house ...
I am a retired Insurance agent. The first thing you should do is apply to the State for your husband. If your husband is totally disabled and cannot work you can apply for SSI through the state and Inhome care assistance. With inhome care you can get paid through the state as his Caregiver. Between SSi and Inhome care you can have income and be at home. The third thing is If your husband has been disabled for 25 months or more he can apply for his social security security. What's nice about all three programs I just gave you is you will get help for his medications and medical care, no insurance premiums to worry about.
Rjazzdoc, My husband is not that ill to apply for SSI, soon as he gets his surgery, he should be fine, I ask him to apply for GR, and he took it as a me talking down to him, he not making thinks better at this point.