Hello, my name is mark in nj .. I 'm 43 marred my wife and i made ower last payment on ower home feels great . She has a great job, and we own a small company that i work at that is doing well and has no debt.. We also own are cars no credit card debt . Have an ira and money in bank . Now your thinking what's my question. I have no clue what to do for retirement??? Help .. Also we have no kids nor want them so thats not an issue