Discuss Adelaine Watson's answer to: Do you think a prenuptial agreement is a good thing?

Having been through a nasty divorce I believe in the power of the prenuptial agreement for everyone.

Who should consider a prenup? Anybody who is getting married.

If you have no money or assets, the prenuptial agreement doesn't have to be elaborate and can just say that you both agree that if the relationship ends in divorce that you choose the No Fault variety that you can do yourself via forms on the internet for as little as $500.

If you have money or assets, then it is especially important that you have a prenup, unless you are OK with potentially losing half of all you have.

If you are both bringing children into the marriage and perhaps want some more of your own this is especially prenup worthy. Put it all on paper as to whom gets the kids and how you might share them post divorce.

How do you bring up the prenup? While getting married seems to most like a romantic union, it is also a business contract. You don't have to bring up the prenup the night you propose or the day you both decide to get married, but it should follow this decision closely. Don't be shy, don't be embarrassed, it is like buying a house or a car and getting your future mate to co-sign with you. It is all business.

I would even consider a prenup for co-habitation situations. Some kind of agreement of how people will walk away if the relationship ends.

Considering that half of all marriages end in divorce and that 75% of those from divorced families get divorced, the odds are that the prenup can save you a ton of cash and heart ache.