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What does the bank code altered/fictutious mean on a returned check

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If I understand you correctly, it sounds like they are saying that it appears that the check was changed in a deceitful manner after it was originally written.

Yeah, believe it. I'm only human.

Me?

I think that it means that someone stole something from you.

I am sorry to hear about this. Education is not cheap.

Jay

Gratitude as a discipline involves a conscious choice.....* Victims of circumstance owe it to fate. Victims of choice owe it to themselves.*One of the widest gaps in human experience is the gap between what we say we want to be and our willingness to discipline ourselves to get there.

Hi Dragon lady,

Here is a banking definition: "Altered Item / Fictitious Item - A check returned stamped Altered, or stamped Fictitious item does not match the account holder's records or the bank's records as far as the amount, date or terms of the check and is being returned in dispute of its validity. 

An Example would be: 

This can be something as simple as someone writing a check for $125.99 and then changing the 5 in 125 to a 6 to make the check $126.50.  Any alteration can void the check at the digression of the bank.  A cross out, alteration or change should be initialed by the account holder, but does not always stop returns, especially with high dollar items.  This stamp, Altered Item, or Fictitious item can also come with forged money orders, forged cashier's checks, and forged traveler's checks.

For future information you can look at: http://checkwriter.net/returned-check.htm

 

"No one can make you feel inferior without your consent." Eleanor Roosevelt

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