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I want to check my credit rate but I have NO credit cards and banking accounts how do I do that?

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You can access your credit report by going to Equifax

Insurance

you could get a free credit report, go to www.fastcardapprovals.com under free credit report.

The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report. To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can find the form at http://www.ftc.gov/credit

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If you dont have any credit cards or bank account or any other debts on you then probably you wont be having any credit score. That means you might be having a ZERO Credit Rating.

Anyways you can always apply for a free credit report from annualcreditreport.com

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Good answers but your long term goal should be to not depend on credit. Due to excessive government spending the economy MAY be in for a very rough ride, worse than the Great Depression.

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My web site tells you how to get your credit report for free. 

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