Hi, 

Quite a tricky question. Different companies have different policies. If you are already insured with vehicle insurance you will need to check with your company. You will have to state a reason for such a incident where your vehicle is un-repairable and you will have to submit the required document. Atlast the company will take the decision of how much claim will be settled. I hope I was of some help.

 

Nothing is impossible, even the impossible says I'm possible
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