What is a better a stock, Mutual fund or bonds for retireme?
For a standard retirement plan whether 15 years is short or long term depends on the age at which you could being to invest.For example if you start a retirement fund at the age of 20, 15 years would be a short term.It is not possible to say which is the better option for a retirement plan but mutual fund seems to be the most beneficial in long term.There are many portals that gives you the information like Reliance mutual fund, ICICI, HDFC.
Here's a great resource where you can find the best mutual funds that you should buy particularly if you are a retiree. Their list of recommended funds will help you to achieve your financial goals especially for yourself and your family. You can also ask an investment adviser who holds a Series 65 license for you to find the best investment types that suit your needs.
For better information whether what is Better,you can consult a Professional Finance Manager like Ed Butowsky to know a lot better.
I would recommend going with mutual funds, as there is the advantage of professional management and diversification.. Bonds pay at a fixed interest rate so you might not earn that much overall, and stocks would be a riskier option.
For a retireme, I will recommend to go for mutual funds investment. There are many investment plans which provide you monthly income which is essential for a retired person. I personally have opted for Birla Sun Life mutual funds monthly income plan which gives an opportunity to grow money through fixed income investments and a limited exposure to the equity markets.
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