Originated From
WalletPop

Should I add girlfriend or not?

My girlfriend has fairly bad credit. I on the other hand a bit of good credit. I would like to add her name on some of my credit cards. Will this hurt my credit. It can probably help her. Trying to speed up her better credit process instead of paying on time month by month. Any answers?

Liked this question? Tell your friends about it

3 Answers

Order by
Oldest to Newest
Newest to Oldest
Votes

 Adding anyone's name to your credit cards is a very very bad idea. There can be too many problems down the road. DONT DO IT.

Conservation: Paying more and getting less.

jospehdallas, My question to you is: Are you nuts, or what? How do you think your pretty lady got her bad credit in the first place? By using credit cards and not paying them on time. If she ruined her credit, she can ruin yours also. Do NOT put anyone on your cards with you. You are looking for trouble dear, and in all the right places.

Rose Red

When my life is through and the angels ask me to recall the thrill of them all, Then I shall tell them I remember you. John Mercer, “I Remember You”

Hi

I think that you wanting to help her like that is admirable. If you love her and trust her then you will really be assisting her future by doing that for her.

On the other hand, there is the possibility that it could affect your credit score negatively. You would need to speak to your credit card provider and see what they have to say about that. If they say that it will not affect you, then you need to decide whether or not you are willing to take on that responsibility.

People do make mistakes, and run up bad credit scores, especially when they are young. This doesn't mean that now (if she has a job, and is paying other bills responsibly) that she will let you down. It also depends on whether you are going to be paying off the credit cards on your own, whether her name is just going to be there to improve her record, or whether she will also be spending on them.


If she is also going to be spending on the cards, then she should definitely help you pay monthly. Working, spending on the credit cards for necessary purchases, and then paying towards them monthly will also teach her good, responsible habits.

The rest is up to you and your judgement of her. Always keep in mind that no matter how in love you are, some relationships don't last forever, what will happen if you have an ugly, messy break up?

I am the owner of <a href="" rel="nofollow" cl="http://www.managing-stress.org" class="comlink">http://www.managing-stress.org</a> which helps people who are suffering and dealing with the effects of stress on a daily basis. I also manage <a href="" rel="nofollow" cl="http://www.stopconstantfatigue.org" class="comlink">http://www.stopconstantfatigue.org</a> which offers help to those people who are <a href="" rel="nofollow" cl="http://www.stopconstantfatigue.org" class="comlink">always tired</a> .

Related Questions

Other people asked questions on similar topics, check out the answers they received:

Asked: How to establish good credit?

How to establish good credit?

Asked: My daughter is 24 and has no credit history ...

My daughter is 24 and has no credit history. She lives at home and has no bills. She is trying to purchase a car and cannot get credit, how can she establish credit. She did just purchase a franchise ...

Asked: EVibes Credit Card limit?

What is the credit limit of eVibes Credit Card from Maybank?

More Questions

Breaking up with girlfriend

After a breakup, you feel depressed, angry confused, shattered, and are really hurting. At this moment, if your ex starts seeing someone else, it just tears you apart. You feel even more depressed and confused. And usually, when your ex is in this rebound relationship, they seem to become too ...

How do i know if my girlfriend is cheating on me or not

1 Big RED FLAG is her Phone.. If she never leaves her phone near you or just leaves it anywere besides with her especially for example when she goes to the Bathroom.. And if you get a chance to look at her phone check for deleted messages or call log if she deletes any of that or all of that then ...

My girlfriend hang me out so should i go for someone else eventhough she

'Hang me out?' Does this mean she dumped you? If she did, move on.

Can i add lemon juice to my well

what exactly you wont to ask?