Member Since May 11, 2012
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Recent Activity by Connie Solidad

Answered: What is debtor's responsibility to original ...

If the debt is transferred to another entity, like a collection agency, then your responsibility to the original creditor is absolved. The new debt holder can now attempt to collect the amount owed ...

Answered: Car Loan

The best person to help you get a low interest rate is you. How's your credit? Getting a low interest rate isn't that tricky. You can let the dealership pull your credit, and try to get you approved ...

Answered: What is interest on $1300 for 2 years

Yes, your question is missing some key data. Here are some numbers using a few different rates - Principal amount $1,300 Term 24 months @ 2.99% your total interest paid is $40.88 with a min payment ...

Answered: My personal information is wrongly mentioned in my ...

This can be a difficult process, but it can certainly be done. Here are the links to each credit agency where you can dispute information - http://www.experian.com/disputes/main.html http://www ...

Answered: What is better stock mutual fund or bonds for ...

In a nutshell, I think diversity is the key to a successful retirement. It's very unwise to put all of your financial eggs in one basket. I'd recommend a financial adviser who can walk you through the ...

Answered: I received a letter today telling me that my ...

My guess is that your credit report looked differently when you were approved for a $15,000 credit limit. Over the last couple of years, credit card companies have gotten very uneasy with large credit ...

Answered: Why can't I get approve for an credit card I tried ...

There are a lot of factors that could figure in to why you didn't get approved. Lenders are required to advise you of the reasons why they turned you down, so you should receive a letter in the mail ...

Answered: What is the annual percentage rate of the mortgage ...

If I understand what you're asking, you want to know the difference between interest rate and APR. When you talk about the APR of a loan, it is more than just the interest rate, it also includes fees ...

Answered: How to recover from the bad Credit score ? any ...

Purchasing on a credit card and then paying off immediately is a good short term strategy, but it's important to have a long term strategy in place. Your FICO score is based on a lot of different ...

Answered: Where can I go for best debt recovery assistance ...

You've asked an incredibly broad question. Debt recovery starts with what your needs are. There is help available whether you only have a few thousand dollars in debt or hundreds of thousands or more ...

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