Member Since April 22, 2009 , From Mars Hill NC, United States
Note Buyers
About Ron:

Ron is a 30 year financial veteran. He currently buys private mortgage notes created through owner financing. Learn more about how a mortgage note buyer works when you need to sell a note.


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Answered: I lost my house thru foreclosure, it was a ...

Of course you can go and buy a home. Unfortunately, you probably won't be able to get a traditional mortgage. Lenders require 3 years from the foreclosure date before they will give you a mortgage ...

Answered: Bad debt help

Most likely, a company who would loan you money in this situation may very well charge you a higher interest rate than what you have now. My recommendation is to make an appointment with your local ...

Answered: Who will let me buy a home with poor credit ?

Your best bet is owner financing. You will need 10 to 15% down. There are many motivated home sellers out there. Ask your Realtor for homes where the seller has little to no mortgage and is motivated ...

Answered: Question about PMI insurance. I did a refi ...

PMI or Private Mortgage Insurance is insurance coverage for the lender (even though you paid for it) insuring the amount of the loan above 80%. Unfortunately, it has nothing to do with you. The lender ...

Answered: I moved two years ago, out of state. The move ...

Your credit scores will be very low so any kind of borrowing is unlikely. You should consult a good (get a referral from a trusted friend or adviser) Bankruptcy attorney. That may be your best option ...

Answered: Would you buy a home that doesn't include the land ...

I would not. If you need a mortgage, mortgage lenders would not issue you a mortgage. Also, the land owner could probably do what they please with the land, maybe even allowing another home like a ...

Answered: What steps should I take to improve my chances of ...

The two biggest things you can do are 1) Accumulate as much of a down payment as possible and 2) Get your credit scores as high as you can by pulling your credit report and looking for any negative ...

Answered: I am in the process of purchasing a home in ...

That does seem high but can't be sure as Title insurance is based on the value of the property it is insuring so it may be OK. Call an attorney's office that handles a lot of real estate closings and ...

Answered: How do I activate my credit card and add a name to ...

Typically, this is a 2 step process. First, activate the card. This is usually done by calling the toll free number on the removable strip on your new card. Secondly, after it has been activated (I ...

Answered: Selling a home , documents that I need to have at ...

Assuming Underwriting received a copy of your homeowners insurance, you would typically only need 1) Two forms of ID including one with a photo and 2) A certified check for any funds you have to bring ...

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