Member Since August 29, 2009 , From Irvine CA, United States
Reverse Mortgage Specialist
About rainmand:

I'm a Reverse Mortgage Specialist, and have been originating Reverse Mortgages exclusively for the past 5 years.


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Recent Activity by rainmand

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Answered: I want to apply for a reverse mortgage line of ...

Which Bank are you referring to Herbert? I'm with Banner County Bank and am currently doing a Reverse Mortgage near you. Let me know if I can help.

Answered: Commission for reverse mortgage counselors

Reverse Mortgage Counselors don't receive commissions - do you mean Reverse Mortgage Originator? The Origination Fee on a $400,000.00 house will be between $2,500.00 and $6,000.00. You should also ...

Answered: Jumbo reverse mortgages

Bank of America offers the Simple Equity program, but the HECM fixed rate program will provide you with more cash throughout the rest of 2009, because the lending limit was increased to $625,500.00 ...

Answered: Cash from a reverse mortgage

Most of my clients visit with a Financial Advisor so the Advisor can review their objectives and portfolio prior to making their recommendation. In general, they seem to do things in this order ...

Answered: Are reverse mortgages actually for real or is ...

I know they sound too good to be true, because a lot of people have told me that after I explain how they work. But the ride isn't free, it comes at a price - a very steep price. The only reason a ...

Answered: Reverse mortgage

You're certainly a good candiate for a Reverse Mortgage, but I'd consider downsizing first. Sell your house, buy something smaller and invest the rest in a safe place where you receive a monthly ...

Answered: How to get FHA Certified Appraiser Company back to ...

VA and FHA don't use HVCC. My preferred Appraiser can't do any of of my FHA Appraisals anymore because he's become part of the VA roster and is too busy for FHA work. It take a while to get on the ...

Answered: Overcharging elderly people on there reverse ...

They're not double-dipping. The monthly service fee is being taken from the servicing fee set aside account, but they need to show it on the monthly statement. I'm curious about the $75.00 finance ...

Answered: I moved my house to my living trust before ...

You can do it with only the older person, and that person would be the only one on the Note and Title. You primary consideration should be "what happens if that person passes before me"?, because if ...

Answered: Does anyone have reverse mortgage? I have ...

Most of my clients would be happy to share their experiences with you.

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