Member Since July 18, 2008 , From Dallas TX, United States
Champions Realty® is a FULL SERVICE Real Estate Company. NOT a DISCOUNT or Limited Service Brokerage.
About Russell:

“The Question”

When I was traveling a 14 State territory as a Multi-line Rep for the largest Manufacturer of Women’s Apparel West of the Mississippi, ALL of my clients had the same question.  The #1 question was… What are your minimums?  (How few of a garment can they buy)?

As a former Mortgage Broker for 2 of the largest Home Loan Companies in the United States the #1 question was… What are your interest rates?

And as a Realtor® for 2 of the largest Real Estate Firms in the World, the #1 question was and still is… What is your Commission?

I’ve had over 20 years experience answering “The Question”.  Regardless, if it's Apparel, Mortgage Loans, or Real Estate.  I believe the answer to ALL should be the same.  NEGOTIABLE!

If you believe in this Philosophy and know someone Buying or Selling a home, go to http://www.AllCommissionsNegotiable.com


Ask

Recent Activity by Russell

Show:

Answered: How do you remove a popcorn ceiling?

Take a spray bottle and fill it with water. Spray it on the popcorn but do not saturate it. Scrape it a little at a time. Make sure that you tape a drop cloth down and cover everything. It is a ...

Answered: I am searching for a mortgage(s) that will ...

It would have to be an 80/20 or 20% down to eliminate the PMI. I would contact a well-known Realtor in your area and ask him to refer you to a few of his top lenders. http ...

Answered: How can we save our home and ourselves?

Also, if you pay your bill 2x a month you would pay off a 30-year note in around 24 years. (Ex... your note is $1000, you sign up with the lender to auto-debit. You pay $500 on the 1st and auto ...

Answered: Contract reads buyer must obtain loan by june ...

Are you working with a Realtor? If so, on the one to four residential resale contract at the bottom of pg 1, it will say earnest money in the amount of... will be deposited at... title company. The ...

Answered: We recently started a large addition to our ...

If you have a good interest rate, I would go to your bank and get a home improvement loan. I would not do a cash out re-fi or what we call in Texas an A-6 loan.

Answered: We own a home in another town, my husband is ...

When you had it rented did the rent cover the Mortgage? What city and town are you in? http://www.RussellThomae.com

Answered: Contract reads buyer must obtain loan by june ...

Yes. Send the title company a termination of contract and request for Earnest Money. Since they have defaulted on the Third Party financing addendum, you are entitled to the Option & Earnest money ...

Answered: Contract reads buyer must obtain loan by june ...

Yes. Send the title company a termination of contract and request for Earnest Money. Since they have defaulted on the Third Party financing addendum, you are entitled to the Option & Earnest money ...

Answered: PMI Question

I agree, I’m a licensed Texas Realtor with a background as a Mortgage Banker. David is correct. Unless it's a $1.5 Million home and it’s unlikely that a lender would have 100% financing on a Jumbo ...

Activity Summary

Topics of Interest

Russell did not provide topics yet.

Contacts

Russell has no contacts.

Compliments

No compliments were posted on Russell's profile yet.