Member Since September 19, 2008 , From Elizabethtown PA, United States
Dress for the job you want and not the job you have; because life is what you make it to be.
About KAL:

I am 21 years old. I am a personal and business banking rep. I am currently working primarily in personal financing, personal account aquisition and maintenance, business aquisition, and small business lending. I am currently interested in getting my series 6 and 63 investment licenses. I am going to start the process in quarter 3, so that I will be licensed before the beginning of 2010.


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Recent Activity by KAL

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Answered: Does anyone know where I can get bad credit home ...

I would try Citi financial. their rates are horrible, but they work with highe DTI and lower FICO scores

Answered: Closing Credit Cards

http://www.myfico.com/crediteducation/questions/credit-cards-and-score.aspx

Answered: Dept Consolidation Loan

Pretty much every bank has a type of loan to consolidate debt. You can put into a Personal unsecured loan, Personal secured, or a home equity product. Just ask you financial institution and they will ...

Answered: Not in Foreclosure Yet

Yes there is a higher rate for investment properties and jumbo mortgages. But an FHA will not work considering you have owned property in the last 3 years.

Answered: Spend Money to Make Money....

To a point this saying is true. There are instances in which you don't have to spend money to make it; but if you are starting with barely nothing, then you generally have to spend/invest money to ...

Answered: Not in Foreclosure Yet

I think I am a little confused by the way you stated your question. If you mean that you have an ARM that is going to readjust in 2010. Then you would want to look into the refinancing options. But if ...

Answered: Principal vs Savings vs Home Improvements

Not all large mortgage companies have been at fault. There are some that are still reputable. you just have to research the company first, and don't always listen to the press. go to the companies ...

Answered: Principal vs Savings vs Home Improvements

Some how this link never made it into the last post http://www.creditsoup.com/resources/calculators/debttoincome.asp

Answered: I am trying to buy a house but have no money down ...

Right now, because of the economy, most mortgage companies will not process a mortgage without a down payment. But if it is an FHA it is common to have the home seller to pay 6.00% of the home ...

Answered: Principal vs Savings vs Home Improvements

There are a couple of factors before paying down your Mortgage. If there is no hope and you are going to be selling your home in 5-7 years, then you are not going to want to invest more money in to ...

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