Member Since March 31, 2009 , From United States
About Luara:

Since last 4 year I am working as an Financial Consultant in an Consumer credit counseling company. Our company provides an non profit credit counseling for those neck deep in debt.

I am here to share my experience and i am sure that it will be helpful for those searching for answers to there "how to get out of debt" queries.


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Recent Activity by Luara

Answered: What do I need to know when buying a new car?

First of all you should make your specifications clear. Then you can go for searching for your favorite make with that specifications. Many online reviews are available for net users to make up your ...

Answered: Credit card debt

You can go for 2 options that is for Credit card consolidation or as u said that your bro has many pending bills so go for credit card bill consolidation

Answered: How to clear debts

According to me the best solution for you is to go for specialized debt services like business debt consolidation . This can specially help you in getting out of your business or say commercial debts ...

Answered: What is the intrest rate on car loans with bad ...

Its seen that generally the interest rates are charged high when you have a bad credit problem. But there are companies offering some what low rates compared to other competitors as a part of there ...

Answered: Solution for credit card consolidation

There are legitimate companies providing a good quality consolidation or counseling services. They also help you to improve or repair your credit score. They provide you free debt consolidation help ...

Answered: How do you keep your home when filing medical ...

OK...you cannot just file on medical bills bankruptcy ...you file on your debts as a whole and then you reaffirm on the debt you wish to keep, i.e. house, cars, credit cards you do not get to keep ...

Answered: HAMP Loan Modification, Can anyone help?

You would be paying the interest on the capitalized payments amortized over the remaining term of the loan.........so it wouldn't have been reflected on this years 1098 INT because it has not been ...

Answered: Negotiate credit card debt

There are many free credit counseling services available, that can help you to negotiate or deal with your credit card companies. Consolidating credit card debts is also a way to negotiate with the ...

Answered: Credit Counseling Agency

Well i agree that many of the credit counseling are scams but there are few legitimate companies guiding you to solve your problems. The consumer credit counselors at such agencies also help you ...

Answered: Credit card consolidation: I just heard on the ...

Yes you can avail a credit card consolidation. If its from an non profit org then you must go for it. There are also the options for non profit credit counseling services offered by them. In a way ...

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