Member Since March 31, 2009 , From United States
About Luara:

Since last 4 year I am working as an Financial Consultant in an Consumer credit counseling company. Our company provides an non profit credit counseling for those neck deep in debt.

I am here to share my experience and i am sure that it will be helpful for those searching for answers to there "how to get out of debt" queries.


Recent Activity by Luara

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Answered: How do you keep your home when filing medical ...

OK...you cannot just file on medical bills bankruptcy ...you file on your debts as a whole and then you reaffirm on the debt you wish to keep, i.e. house, cars, credit cards you do not get to keep ...

Answered: HAMP Loan Modification, Can anyone help?

You would be paying the interest on the capitalized payments amortized over the remaining term of the loan.........so it wouldn't have been reflected on this years 1098 INT because it has not been ...

Answered: Credit card consolidation: I just heard on the ...

Yes you can avail a credit card consolidation. If its from an non profit org then you must go for it. There are also the options for non profit credit counseling services offered by them. In a way ...

Answered: Credit card debt

The companies offer christian debt relief services with low costs and it depends on the amount of debt you own and but you can always try for their online free debt quotes available.

Answered: Feedom Debt

Yes such companies are good they help you to get rid of debts. Many such agencies are there online, like bill consolidation , debt settlement etc. You can try out such things.

Answered: Debt Settlement Companies - Good or bad idea

Its a good idea to go at Debt Settlement Companies . They help to know debt settlement programs actually work and what % of interest they will charge. Also make clear whether they will negotiate the ...

Answered: Crdit card settlement dilema

Once you have gone for credit card debt settlement , you can further have your home refinanced. There is no restriction for that.

Answered: How long does it take to get a credit card after ...

After you file Chapter 7 bankruptcy then you have a 341 meeting. So then the final step will be decided. The best way is to go for debt settlement programs . The debtors can file this at any ...

Answered: My husband and I are with a Debt Management ...

I suggest you to go for debt or bill consolidation loans instead of settlement or management programs. They will guide you in a proper way...

Answered: Debt consolidation

I think debt consolidation form any bank or finance is always a good idea. There are many companies offering bill consolidation services to specially reduce your piling bills.

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