Member Since April 30, 2012
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Recent Activity by Jimmy

Answered: Personal loan in Singapore

Funny question really because most people take out personal loans to tide them over when they are financially tight or need money urgently. But in the spirit of answering your question..a typical ...

Answered: Is it good have a credit card in Singapore?

Having a credit card is helpful especially if you plan to apply for mortgages or loan in the future as it helps build up your credit history (only if you pay your debts on time!) In addition, almost ...

Answered: How will current account be affected by the ...

depends if you're taking money from your current account and using it for your overseas investment..then logically it would be mean the funds in your current account would decrease...

Answered: Is cash deposit the same as cash transactions?

Cash deposit is putting money into your account and that is considered as a cash transaction. For instance if i place $500 into my deposit account..it would show up in my statements as a cash ...

Answered: What is accident insurance, what does it cover?

Automobile insurance is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury ...

Answered: Home loan - Fixed or floating? What is better?

Depends on which market are you buying property in. For instance home loan rates offered by Singapore banks (DBS, OCBC, UOB) are now quite low but given that a home loan is a long term commitment ...

Answered: Which banks in Singapore offer international money ...

DBS internet banking offers a remittance service. You can transfer funds to an account in an overseas bank (for selected countries) from your SGD Savings/Current Accounts via iBanking. The funds ...

Answered: Looking for good homes for sale in Singapore for ...

are you looking for hdb or private property? should check out the property sites. Right now home loan interest rates are so low, it looks like a good time to invest in property.

Answered: Need to apply for a renovation loan.. can anyone ...

try dbs? Their home renovation loan rate is at 4.88% p.a. But if you got their home loan too then its 4.38% p.a.

Answered: Any website for guiding investors of Singapore ...

For financial planning advice, I would recommend speaking to a relationship manager from a Singapore bank like OCBC, DBS, UOB etc rather than from a amateur site. But that's just me.

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