Member Since May 5, 2009
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Recent Activity by sarah961964

Asked: Electronic verses manual underwriting on home ...

I just received papers in the mail today denying my home loan. It was sent to electronic underwriters. The broker said that it will now be sent to manual underwriters. Why would they do this if it ...

Asked: Has anyone had a loan denied because of a soft ...

Has anyone had a loan denied because of a soft second loan on the contract? Does anyone know of a lender who will work with this type of loan? I'm desperate. I live in Florida. Please help! I am ...

Commented: About Pamola Williams's answer

Thank you for responding. We have completed everything. I can't understand why they are doing this. We received the HUD 1 sheet and everything. I don't what they would need to review.

Asked: How often do lenders back out on home loans at ...

How often do lenders back out on home loans at the last minute? We are one day before closing and the lender says they have to review the file again. Is this common procedure? I am really scared!

Asked: Keystone challenge in the state of Florida.

Has anyone received assistance from the Keystone Challenge Program in the state of FL.? They help to provide down payment assistance for home loans for eligible families. Has anyone had good results ...

Asked: Help getting a loan.

I recently applied for a home loan. I needed a co-signer. My father-n-law agreed to do this. Our credit scores are within the range. However, his credit history is low. Can someone please give me ...

Asked: I have placed a bid on a short sale. The ...

I have placed a bid on a short sale. The realtor has held the bid for a couple months now. However, the homeowner still refuses to sign off on the house. The bank isn't even aware of my bid because ...

Asked: What is the usual length of time it takes for ...

What is the usual length of time it takes for a bank to say yes or no, once you have submitted an offer on a home? I sent my pre-approval letter in with the offer. This offer is on a short sale home ...

Asked: Will a new bid on a property stop a short sale ...

Will a new bid on a property stop a short sale property from going into foreclosure? I placed a bid on a property 3 weeks ago. It is a short sale. The owner will not sign off on the property. He ...

Asked: If a low bid is placed on a short sale home ...

If a low bid is placed on a short sale home that is ready to go to foreclosure will this stop the foreclosure process or temporarily stop the foreclosure process?

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