Peter Siekierski

 
Member Since July 11, 2009
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Recent Activity by Peter Siekierski

Answered: Finance: The more credit cards, the better?

The best decision is to avoid credit card debt all together when possible. Unsecured debt is out of control and one of the major causes for credit problems. When you can pay for something with cash ...

Answered: Upside down mortgage options

Walking away should be the last option not the first. You are going to need legal counsel to protect yourself against creditors if you just walk away. Due to the severity of the housing crisis in ...

Answered: I have an adjustable rate mortgage & because I ...

The truth is not all loans can be modified. On a pick a payment option loan your payment is going to go up when modified. The modification process is based upon lowering the P&I payment if ...

Answered: Refinance or Reverse Mortgage

Your current credit or income is not a factor when applying for a reverse mortgage. Please contact Mr. Michael at 1-877-414-HIRE ext 100. He can refer you to a mortgage banker. Peter T Siekierski ...

Answered: Any exception to age qualification for reverse ...

To my knowledge there have been no revisions to the age requirements of a reverse mortgage. You can contact you lender for updates since the landscape of mortgages seem to change daily. Peter T ...

Answered: Do you really know what a Loan Modification is ...

Hope Now has failed, though there intentions are good. Please watch the following from ABC and CNN. If you lender has refused you a loan modification feel free to contact me for a honest evaluation ...

Answered: Is it true that loan modification companies from ...

I am the Vice President of H.I.R.E. FINANCIAL,LLC located in New Jersey. We specialize in Loan Modification, Debt Settlement and Legal Services. My company is operational in every State except ...

Answered: How do you modify your mortgage under obama ...

Loans can be modified with in the Presidents guide lines and outside of them. The Presidents plan is based upon a 5 year modification with the possibility of rate reduction, principal reduction ...

Answered: My daughter owns a $300,000 home on a half acre ...

For most home owners an Interest Only Loan is actually a better mortgage than a standard P&I provided the home owner has cash flow. The IO is the only mortgage product where any additional money sent ...

Answered: We applied for a refinance to lower our ...

There are only four reasons a lender would reject a mortgage. Income to debt ratio, credit, loan to value ratio or not being able to document income. The days of NINA (No Income No Asset) and SISA ...

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