Member Since September 30, 2008 , From Howard County MD, United States
About MortgBnkerMD:

I have done too much stuff to fit in this little box; plus there are many stories that I do not want to come back to me when my "babies" (8 & 4) are looking for ways to substantiate their cases. 

Suffice to say, I have a Finance degree, careerwise I have been an Accounting Asst, mortg loan originator, underwriter, processor and closer. My favorite was Mortgage Audit Divi Manager because I got to do fraud reviews and make round pegs fit into square holes. I know am a CPC which is a medical coder so I know understand ACCOUNTING, MONEY and HEALTHCARE!!! My house, my kids, my car....NOT A CLUE


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Recent Activity by MortgBnkerMD

Answered: Candy Apples

I've never seen any but the HARD candied red and the brown carmel which are soft. I looked through RecipeZar and they have not one soft candided apple recipe. You may need to return to your "Source ...

Asked: Cosmetician Needed for My Hardwood Floors

We have a hardwood foyer that is pale wood (not white but a dingy lite honey color that, through the 15 years since it was build just doesn't look as nice as it could. What can I do? The floors are ...
  • Posted 2 years ago

Answered: Are these stimulus check advertisements real or ...

They are scams. The current stimulus that Congress and the White House are working on does NOT include any direct payments to individuals (the Bush stimulus was checks to each person who filed tax ...

Answered: I think the appraiser over valued my loan. How ...

Appraisals, by definition, are subjective. An appraisal is technically, the amount of money someone would pay TODAY, at this moment. That is why lenders will only use an appraisal for 60 days and then ...

Answered: The "interest" of government

Odd you write this. The Fed rate is under 1%, the prime rate is around 3%, the 30 yr mortg rate is at an all time low (under 5%). The rates that are high are unsecured (credit card) debts and ...

Answered: My girlfriend is pregnant. will my insurance cover ...

Check w/your HR or Benefits Admin, but 99 out of 100 times, the answer is "no". Most health insur. (even policies you buy yourself) cover "dependants" (think of it this way, if you can't claim her on ...

Answered: Benefits foe someone working part time

Sorry, you have to be unemployed and actively seeking employment in most states. Also, unemployment works like insurance; your company is charged and they pay monthly premiums based on the number of ...

Answered: I heard from A news channel that interest ...

They are already there with some caveats. We are actually refinancing. I went to bankrate.com. The things are - credit score has to be over 720, the closing costs are the equivalent of about 2 ...

Answered: How do I get my Mortgage Company to work with me ...

The problem is you are in the wrong department. You need to contact the mortgage servicing dept. Loan Modification is basically a fancy term for the complicated process between a lender and a ...

Answered: Mortgage and Foreclosure

Start with the primary (first) lender. Whoever is in "first" position (the first mortgage lender) gets first "claim" on money; they must be satisfied to the extent of their note or to the maximum of ...

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